Your home may be repossessed if you do not keep up repayments on your mortgage
Taking out a mortgage is likely to be one of the biggest financial commitments of your life, so it is therefore important to find the best mortgage deal possible to suit your own individual circumstances. When you come to comparing mortgages however, it is worth remembering that the lowest headline rate may not always necessarily represent the best value.
When considering a mortgage it is not only the deals annual percentage rate (APR) but also its term and, crucially, any associated fees. Most mortgage deals these days include arrangement or booking fees and many lenders also apply substantial early repayment charges (ERC) if you repay or move the mortgage before the end of the mortgage product term. The key to mortgage comparison is making sure you take all these factors into account before making a decision we will make sure you have all this information and can make the calculation s for you.
At Advance Mortgages & Protection Advisers we have access to mortgage deals from across the UK lending market – not only from mainstream lenders, but also from smaller and more specialised lenders who in many cases may offer mortgage deals equal to or better than you might find on the high street. We are also unlimited in our access to the market, which means we won’t try and sell you a particular mortgage just because we are tied to the lender – you can be confident that you will receive truly impartial advice on the mortgage that is right for you.
Whether you are getting a mortgage as a first time buyer, a home mover or are just looking for a better deal on your existing mortgage, we have the experience to help you whatever your circumstances. If you are looking to invest in a property to let, we can help you with buy to let mortgages, and we can also advise on bad credit mortgages if you have had problems with credit in the past.
We can also help you to find conveyance solicitors, valuations and home removals.
Personal Protection insurance
My approach to personal insurance puts you at the centre. I will take the time to get to know your needs and provide a solution to meet them.
Today’s personal insurance market often forsakes high quality, personal service. By contrast, I specialise in providing tailored insurance solutions with a high level of personal service, including a visit in the comfort of your own home. I work with Quilter Financial Services Limited and Quilter Mortgage Planning Limited who are authorised and regulated by the Financial Conduct Authority. Quilter are one of Britain’s leading networks of financial advisers.
I pride myself on ensuring that the cover I provide you is the most appropriate to meet your individual needs.
Covers I can provide include:
Buildings Insurance – Contents Insurance – Critical Illness – Family Income Benefit – Life Cover – Mortgage Protection – Redundancy Cover – Life Assurance – Income Protection
There are other providers of Payment Protection Insurance [Short-Term Income Protection] and other products designed to protect you against loss of income. For impartial information about insurance, please visit the website at www.moneyadviceservice.org.uk.
Advance Mortgages &
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